How to File a Complaint Against a California Lender
Step-by-step: how to report a lender to the California DFPI and the CFPB.
Loan Guides
California Loan Laws
Guides in this category for Elk Grove, CA borrowers.
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How to Verify a Licensed Lender With the California DFPI
A two-minute license check can save you from an illegal or fraudulent lender.
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Car Title Loans in California: Rules, Risks, and Rate Caps
Why a title loan puts more at stake than a payday loan, and what California caps.
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Your Rights as a Payday Borrower in California
The protections California law gives you the moment you take a payday loan.
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AB 539 and the 36% Rate Cap on California Installment Loans
How the Fair Access to Credit Act reshaped mid-size lending in California.
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The CDDTL Explained: California’s Deferred Deposit Transaction Law
The statute behind the $300 cap, the fee limit, and the rollover ban, explained simply.
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No Rollovers: California’s Rule Against Extending Payday Loans
Why California’s rollover ban is one of its strongest borrower protections.
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Payday Loan Fees and APR in California: What $255 Really Costs
The fee looks small; the APR tells the real story. Here’s the full cost breakdown.
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How Much Can You Borrow? California’s $300 Payday Loan Cap Explained
The math behind California’s $255 payday take-home, and what to do when you need more.
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California Payday Loan Laws 2026: Limits, Fees, and Your Rights
A plain-English guide to the rules every California payday borrower should know before signing.